Muthoot Microfin Limited has marked a key business milestone, announcing that its Individual Loan portfolio Assets Under Management (AUM) has crossed ₹1,000 crore, while the company’s total AUM has moved beyond ₹13,000 crore. The update highlights the steady expansion of the NBFC-MFI’s diversified lending book, even as microfinance continues to remain the backbone of its operations.
The growth in the individual loan portfolio has been driven by disciplined underwriting practices, focused execution at the branch level, and a continued emphasis on maintaining portfolio quality. These factors have worked alongside the company’s core microfinance business, helping Muthoot Microfin broaden its lending mix without diluting its foundational strengths.
Operationally, the company has maintained stable performance, supported by improving disbursement momentum, strong engagement with customers, and consistent collection efficiency. As of September 30, 2025, Muthoot Microfin served around 3.36 million active customers through a wide network of 1,718 branches spread across 21 states and Union Territories and 392 districts. Its presence remains firmly rooted in rural and semi-urban markets, where demand for small-ticket, responsible credit continues to be strong.
Sadaf Sayeed, Chief Executive Officer, Muthoot Microfin, stated, “The steady scale-up of our Individual Loan portfolio is the outcome of focused execution and disciplined risk management. This portfolio has been built with disciplined credit assessment and strong collection processes, ensuring healthy performance as it grows. With improving business momentum and a strengthened operating framework, we remain confident in sustaining quality-led growth while continuing to support financial inclusion.”
