Vehicle registration numbers play a significant role in simplifying the two-wheeler insurance process so that it is efficient and accurate. The registration number is always unique for each vehicle making insurance documents and the claims process less complicated. A bike insurance check by vehicle number can let you see important facts like policy information, vehicle records, and earlier claims. Keep reading to learn more about the role of vehicle numbers in streamlining your two-wheeler insurance process.
What is a Bike Registration Number?
The bike registration number refers to the unique number given to a two-wheeler by the Regional Transport Authority (RTA) upon completing its registration. This number is the state or region code, followed by the RTO code, and then the vehicle registration number. The vehicle registration number is legally mandatory for using it on the roads. Also, it can be used to obtain insurance, and transfer of ownership, and when claiming financial protection during accidents or theft.
What is the Importance of a Bike Registration Number?
A bike registration number is important due to the following reasons:
Legal Compliance
A bike registration number is essential for legally utilising it on the road and sustaining traffic laws and regulation necessities.
Ownership Identification
Through the registration number, it is easier to identify the bike owner and to confirm the registration of the bike to the respective owner.
Insurance Check
Vehicle registration number plays an important role in checking insurance policies and handling claims and renewals.
Theft Recovery
In case of theft, the registration number can easily help to locate and recover the bike since it contains code numbers registered in the police station.
How to Check Bike Insurance Policy Using Vehicle Number?
You can use your vehicle number to check your two wheeler insurance online. Follow the simple steps given below:
Step 1: Visit the official website of the RTO, State Transport Department, or Ministry of Road Transport and Highways.
Step 2: Provide your vehicle registration number in the designated space.
Step 3: In the next screen you see your two-wheeler policy details.
Note: You can also visit the official IRDA or IIB websites and follow the same steps to check your two-wheeler policy details.
How to Download the Bike Insurance Policy Using Vehicle Number?
Finding your bike insurance details online is easier using your vehicle number. Here are the simple steps to download your bike insurance policy using your vehicle number:
Step 1: Go to the official website of the insurance company.
Step 2: Log in to your account using your vehicle number.
Step 3: Once you are logged in, view your bike insurance policy details.
Step 4: Click on ‘Download’ to get a PDF copy of the policy documents.
What is the Usefulness of Vehicle Registration Number While Buying Two-wheeler Insurance?
Here are some of the usefulness of a vehicle registration number while buying two-wheeler insurance:
Purchasing a Two-wheeler Insurance
When you purchase bike insurance, you will need to provide a vehicle registration number. It shows that you have financial coverage during any emergency involving your bike.
Renewal of Bike Insurance Policy
You need to show the vehicle registration number when you are renewing your bike insurance policy. Whether you continue with your old policy company or choose a new one, a vehicle number is required.
Loss of Bike Insurance Policy Number
If you lose your policy document and do not remember the policy number, then use your vehicle number to retrieve all policy documents.
Why Should You Check Bike Insurance Using Vehicle Number?
The digitalisation of many vehicle insurance services has made it easier to check insurance policy status online. You can use your vehicle registration to check your two-wheeler policy for the following reasons:
Loss Prevention
If you lose your policy documents, using the vehicle registration number will help you view your online policy documents.
Easy Renewal
You can renew your two-wheeler insurance policy very easily using your vehicle registration number. It also enables you to renew your insurance on time without paying any late fees.
Issue of Duplicate Policy
In case you lose your original policy documents, then use your vehicle registration number to get a duplicate copy.
Convenience
Using your vehicle registration number will make it easier for you to check your two-wheeler insurance status. You can easily check whether the policy is active or expired.
Final Words
Overall, getting your bike registered is mandatory under the road laws in India. The unique number which you will get can be used to check your two-wheeler insurance policy. Also, it is effortless to renew, get a duplicate copy, or prevent the loss of policy documents using this number. Also, the role of vehicle numbers includes providing ownership and theft recovery.
