The HDFC Children’s Gift Fund established by HDFC Mutual Fund, is designed to offer a blend of equity and debt investments aimed at generating long-term capital appreciation for children’s future needs. As of July 3, 2024, the fund has a Net Asset Value (NAV) of ₹285.71 and manages assets worth ₹9018.6 crore, representing 43.14% of the category’s investment.
HDFC Children’s Gift Fund – Returns
| Period | ₹10,000 Invested On | Latest Value (₹) | Absolute Returns (%) | Annualized Returns (%) | Category Avg (%) | Rank within Category |
| 1 Week | 26-Jun-24 | 10,107.00 | 1.07 | – | 1.48 | 9/12 |
| 1 Month | 03-Jun-24 | 10,369.50 | 3.70 | – | 5.86 | 9/12 |
| 3 Months | 03-Apr-24 | 11,032.40 | 10.32 | – | 11.24 | 7/12 |
| 6 Months | 03-Jan-24 | 11,447.00 | 14.47 | – | 15.44 | 8/12 |
| YTD | 01-Jan-24 | 11,388.20 | 13.88 | – | 14.91 | 8/12 |
| 1 Year | 03-Jul-23 | 12,936.40 | 29.36 | 29.27 | 29.14 | 7/11 |
| 2 Years | 01-Jul-22 | 16,347.30 | 63.47 | 27.73 | 24.13 | 4/11 |
| 3 Years | 02-Jul-21 | 16,572.20 | 65.72 | 18.30 | 15.97 | 3/11 |
| 5 Years | 03-Jul-19 | 23,139.10 | 131.39 | 18.25 | 14.74 | 2/10 |
| 10 Years | 03-Jul-14 | 39,535.90 | 295.36 | 14.72 | 12.27 | 1/7 |
| Since Inception | 02-Mar-01 | 371,423.00 | 3614.23 | 16.74 | 15.11 | 3/12 |
HDFC Children’s Gift Fund – Portfolio Analysis
| Asset Class | Allocation (%) |
| Domestic Equities | 66.17 |
| Debt | 27.36 |
| Others | 6.47 |
Debt Breakdown:
| Debt Instrument | Allocation (%) |
| Government Securities | 20.51 |
| Low-Risk Securities | 6.85 |
| Stock | Sector | Value (₹ Mn) | % of Total Holdings | 1M Change | 1Y Highest Holding | 1Y Lowest Holding | Quantity | 1M Change in Qty |
| ICICI Bank Ltd. | Private sector bank | 5033.5 | 5.58 | -0.25% | 5.83% (Apr 2024) | 4.62% (Sep 2023) | 44.90 L | 0.00 |
| HDFC Bank Ltd. | Private sector bank | 4882.0 | 5.41 | -0.06% | 7.18% (Jul 2023) | 4.81% (Jun 2023) | 31.88 L | 0.00 |
| Larsen & Toubro Ltd. | Civil construction | 3613.0 | 4.01 | 0.02% | 4.36% (Mar 2024) | 2.83% (Jun 2023) | 9.85 L | 0.00 |
| Reliance Industries Ltd. | Refineries & marketing | 3555.0 | 3.94 | -0.17% | 4.53% (Jun 2023) | 3.82% (Nov 2023) | 12.43 L | 0.00 |
| Voltamp Transformers Ltd. | Heavy electrical equipment | 3094.0 | 3.43 | 0.21% | 3.43% (May 2024) | 1.62% (Jun 2023) | 2.75 L | 0.00 |
HDFC Children’s Gift Fund – Risk Ratios
| Risk Metric | Fund Value | Category Average |
| Standard Deviation | 9.72 | 10.43 |
| Beta | 1.66 | 1.17 |
| Sharpe Ratio | 1.05 | 0.85 |
| Treynor’s Ratio | 0.06 | 0.08 |
| Jensen’s Alpha | 4.88 | 1.86 |
Disclaimer: The information provided in this article is for educational and informational purposes only. It should not be considered investment advice or a recommendation to invest in any particular mutual fund or asset class. Past performance does not indicate future results, and investors should research and consult with a financial advisor before making investment decisions. Investing in mutual funds involves risks, including the possible loss of principal invested.
