The SBI PSU Fund is an open-ended equity scheme focused on investing in Public Sector Undertakings (PSUs) and their subsidiaries. The fund is designed for investors seeking long-term capital appreciation through a diversified portfolio including a limited exposure to debt and money market instruments.
The fund has a high-risk profile, making it suitable for those with advanced knowledge of macro trends and a higher risk tolerance. While the SBI PSU Fund has demonstrated strong performance and good risk-adjusted returns, its relatively weak CRISIL rank highlights that other funds in the same category have offered better returns or lower risk.
SBI PSU Fund – Details
- Scheme Type: Open-ended equity scheme
- Risk Level: Very High
- AUM : ₹3109.76 Crore
- Date of Allotment: July 7, 2010
- Benchmark:
- Primary: S&P BSE PSU TRI
- Additional: S&P BSE Sensex TRI
SBI PSU Fund – Historical NAV and Returns
| Period | NAV | Absolute Returns | Annualized Returns |
| 1 Week | ₹10,379.20 | 3.79% | – |
| 1 Month | ₹10,837.20 | 8.37% | – |
| 3 Month | ₹11,373.40 | 13.73% | – |
| 6 Month | ₹16,003.20 | 60.03% | – |
| YTD | ₹13,231.40 | 32.31% | – |
| 1 Year | ₹20,780.10 | 107.80% | 107.39% |
| 2 Year | ₹25,840.80 | 158.41% | 60.65% |
| 3 Year | ₹27,578.10 | 175.78% | 40.19% |
| 5 Year | ₹30,882.30 | 208.82% | 25.27% |
| 10 Year | ₹32,775.40 | 227.75% | 12.59% |
| Since Inception | ₹32,706.80 | 227.07% | 8.91% |
SBI PSU Fund – Comparative Performance
Category |
1 D |
1 M |
3 M |
6 M |
YTD |
1 Y |
2 Y |
3 Y |
5 Y |
This Fund |
0.74% |
8.47% |
22.63% |
41.94% |
32.66% |
99.36% |
60.82% |
37.40% |
25.35% |
Nifty 50 |
0.33% |
5.86% |
6.37% |
11.82% |
7.67% |
24.94% |
21.76% |
13.95% |
14.44% |
Benchmark: BSE PSU TRI |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Category Average |
0.53% |
7.85% |
14.55% |
21.36% |
17.56% |
44.95% |
33.18% |
20.54% |
20.80% |
Category Rank |
53/176 |
72/176 |
29/175 |
5/161 |
16/164 |
2/140 |
2/128 |
5/116 |
26/97 |
Best in Category |
1.90% |
17.09% |
37.17% |
44.90% |
40.93% |
110.00% |
62.88% |
38.81% |
36.59% |
Worst in Category |
-0.73% |
-3.02% |
-4.71% |
3.64% |
-0.58% |
3.42% |
4.53% |
-5.32% |
4.99% |
SBI PSU Fund – SIP Returns
| Period | Investment (₹) | Latest Value (₹) | Absolute Returns | Annualized Returns |
| 1 Year | 12,000 | 18,676.46 | 55.64% | 116.84% |
| 2 Year | 24,000 | 46,297.33 | 92.91% | 78.36% |
| 3 Year | 36,000 | 77,833.63 | 116.2% | 57.08% |
| 5 Year | 60,000 | 163,500.52 | 172.5% | 41.4% |
| 10 Year | 120,000 | 360,791.92 | 200.66% | 20.86% |
Portfolio Analysis
- Large Cap : 33.65%
- Mid Cap: 26.57%
- Small Cap: 21.14%
- Other: 9.24%
Top 10 Stocks
| Stock | Sector | Value (₹ Million) | % of Total Holdings | 1M Change |
| State Bank Of India | Public sector bank | 2294.9 | 9.76% | -1.38% |
| Power Grid Corporation of India Ltd. | Power – transmission | 1776.6 | 7.55% | -1.14% |
| National Thermal Power Corporation Ltd. | Power generation | 1577.5 | 6.71% | -1.06% |
| Hindustan Copper Ltd. | Copper | 1194 | 5.08% | 0.49% |
| Steel Authority Of India Ltd. | Iron & steel products | 1067.3 | 4.54% | 2.04% |
| Oil & Natural Gas Corporation Ltd. | Oil exploration & production | 977.3 | 4.15% | -0.79% |
| Housing & Urban Development Corporation Ltd. | Financial institution | 976.6 | 4.15% | -0.19% |
| National Aluminium Co. Ltd. | Aluminium | 926.3 | 3.94% | 0.69% |
| Bharat Heavy Electricals Ltd. | Heavy electrical equipment | 845.1 | 3.59% | -0.37% |
| Life Insurance Corporation Of India | Life insurance | 831.5 | 3.54% | 1.34% |
SBI PSU Fund – Risk Ratios
| Ratio | SBI PSU Fund | Category Average |
| Standard Deviation | 17.65 | 12.78 |
| Beta | 0.99 | 0.85 |
| Sharpe Ratio | 1.73 | 1.08 |
| Treynor’s Ratio | 0.31 | 0.16 |
| Jensen’s Alpha | -4.52 | 2.46 |
Disclaimer: The information provided in this article is for educational and informational purposes only. It should not be considered investment advice or a recommendation to invest in any particular mutual fund or asset class. Past performance does not indicate future results, and investors should research and consult with a financial advisor before making investment decisions. Investing in mutual funds involves risks, including the possible loss of principal invested.
