IIFL Finance Limited has reported a 30.8% year-on-year (YoY) increase in net profit for the third quarter of FY25, reaching ₹169.7 crore, up from ₹129.7 crore in the same quarter last year. The company’s total income grew 12.6% YoY to ₹2,442.58 crore, compared to ₹2,168.5 crore in Q3 FY24.
Key Financial Highlights (Q3 FY25 vs. Q3 FY24)
- Total Revenue: ₹2,442.58 crore, up 12.6% YoY
- Profit After Tax (PAT): ₹169.7 crore, a 30.8% YoY rise
- Earnings Per Share (EPS): ₹0.96 per share (Basic)
- Net Interest Income (NII): ₹1,487.36 crore
- Total Comprehensive Income: ₹28.09 crore
9M FY25 Performance (Nine-Months Ended December 2024)
For the first nine months of FY25, IIFL Finance posted a 9.2% YoY increase in total revenue, reaching ₹7,619.65 crore. The company’s net profit surged 32.6% YoY to ₹442.3 crore, compared to ₹333.6 crore in 9M FY24.
Operational & Strategic Developments
- Strong Loan Portfolio Growth: IIFL Finance’s asset book remained stable, with an emphasis on secured lending.
- Expansion Initiatives: The company continued its focus on strengthening its digital lending platform and expanding its customer base.
- Capital Adequacy: Maintained a capital adequacy ratio above regulatory requirements, ensuring financial stability.
Commenting on the results, R. Venkataraman, Joint Managing Director of IIFL Finance, said,
“Our performance in Q3 FY25 underscores our focus on sustainable growth and prudent risk management. Despite macroeconomic challenges, we delivered strong financial results, driven by higher net interest income and operational efficiency.”
Looking ahead, IIFL Finance remains optimistic about sustained credit demand, particularly in retail and MSME segments. The company is set to expand its digital lending solutions and strengthen its footprint in affordable housing finance and gold loans.
IIFL Finance continues to focus on enhancing operational efficiencies, ensuring robust credit underwriting standards, and leveraging technology-driven financial solutions for long-term growth.
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