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MUTM: The third quarter of 2025 is looking really good for people who invest in cryptocurrency. After a few slow weeks, the market is now starting to look strong again.
Bitcoin, the most popular cryptocurrency, has stayed steady at around $105,000. That’s a good sign that the market is getting ready to go up again. Because of this, many investors are now looking at new crypto projects that are still in the presale stage, where you can buy tokens at cheaper prices before they officially launch.
But this time, people are not running after meme coins (funny coins with no real use). Instead, they’re focusing on projects that actually do something useful. One such project is Mutuum Finance (MUTM), which is getting a lot of attention from crypto experts.
What is MUTM – Mutuum Finance?
Mutuum Finance is a new crypto project that works like a bank, but without any middlemen. It is part of something called “DeFi,” which means decentralised finance. This just means people can lend or borrow money using crypto directly, through a smart system that runs on the blockchain.
If you want to lend your crypto, you put it into the system. When others borrow from it, they pay interest, and you earn that interest as a reward.
If someone wants to borrow money, they first have to give some of their crypto as a deposit. This is called collateral. If the value of their deposit falls too low, other users (called liquidators) can step in and buy that debt at a lower price. This helps keep the whole system safe.
Mutuum Finance lets people lend, borrow, and take part in keeping the system stable, all using crypto, and without needing a traditional bank.
The MUTM token presale
Mutuum is selling its token, called MUTM, and it’s still in the presale phase. So far, the project has raised over $11.7 million from around 12,700 buyers.
Right now, the price of one token is $0.03, but in the next stage of the presale, the price will go up by 16.67%. That means it’s better to buy now while it’s cheaper.
Also, if you invest at least $50, you have a chance to win $10,000 worth of tokens. Ten lucky people will be picked as winners in this giveaway worth $100,000 in total.
How to buy MUTM tokens
If you want to buy MUTM tokens before they officially launch (this is called a presale), here’s what you need to do:
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Get a crypto wallet:
First, you need to have a crypto wallet, which is like a digital purse where you keep your cryptocurrency. The wallet should already have some coins in it that are accepted by Mutuum Finance (like Ethereum or USDT). -
Go to the official Mutuum presale website:
Open the website where the MUTM presale is happening. -
Connect your wallet:
On the website, you’ll see a button that says something like “Connect Wallet.” Click on it and follow the simple steps to link your wallet to the site. -
Choose how many tokens you want to buy:
Decide how much money (or how many coins) you want to use to buy MUTM tokens. Type in the amount, and the system will show you how many tokens you’ll get. -
Complete the purchase:
Once you’re ready, confirm the transaction in your wallet. That’s it, you’ve bought MUTM tokens! -
Wait for launch day:
After buying, you don’t need to do anything else right away. Just wait for the token to officially go live. If the price goes up later, the value of your tokens could increase too.
MUTM Token could grow big, maybe even 42 times more!
Some crypto experts believe that the price of the MUTM token could grow a lot after it officially launches, like 42 times more than what it costs now.
To give you an example:
If you spend $1,800 today to buy MUTM tokens during the presale, and if this prediction comes true, that money could grow into more than $75,000 later. That’s a huge jump!
Why do they think the price will rise?
The people behind Mutuum Finance said they will use some of the money they make to buy back their tokens from the market. When this happens, it usually helps increase the token’s value because fewer tokens are left for others to buy.
Also, this project has gone through a security check by a trusted company called CertiK. It’s like having an expert make sure everything is safe and working well. They gave the project a very high safety score of 95 out of 100, which is a really good sign.
So overall, people feel confident about the token, and that’s why they think it could become way more valuable in the future.
Mutuum is also working with CertiK on a $50,000 bug bounty program. This means they will pay security experts to find any problems or weaknesses in their system, making it even more reliable for users.