No need for IndusInd Bank depositers to panic, bank is healthy: RBI

Amid concerns surrounding IndusInd Bank, the Reserve Bank of India (RBI) has reassured depositors and stakeholders that the bank remains well-capitalized and financially stable.

In an official statement released on Saturday, the RBI emphasized that IndusInd Bank has maintained a strong Capital Adequacy Ratio (CAR) of 16.46% and a robust Provision Coverage Ratio (PCR) of 70.20% for the quarter ending December 31, 2024.

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Furthermore, the bank’s Liquidity Coverage Ratio (LCR) stood at 113% as of March 9, 2025, surpassing the regulatory requirement of 100%. These figures highlight the bank’s financial resilience despite market speculation.

The RBI also confirmed that IndusInd Bank has engaged an external audit team to comprehensively assess and address the current situation. The central bank has directed the bank’s board and management to complete all remedial actions within Q4 FY25, ensuring transparency through necessary disclosures.

Reiterating confidence in the bank’s stability, the RBI urged depositors to disregard speculative reports and assured them that IndusInd Bank’s financial health is under close monitoring.

With robust financial health and close RBI monitoring, depositors and stakeholders are urged to disregard speculative reports. IndusInd Bank continues to operate stably and securely, reaffirming confidence in its strong liquidity and governance standards.

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