With the increase in population in India comes an increased demand for bikes. Meanwhile, the bike has become the most economical and accessible mode of transportation in India among all other ways. As a bike owner in India, you must carry a valid bike insurance plan to ride legally.
However, at the end of each plan’s tenure, you will also have to renew it and face hefty fines if it has lapsed over time. In this blog, we will explore the steps to check bike insurance status online VAHAN and why it is crucial.
How to Check Insurance for Your Bike Using Vahan?
Vahan is a website by the Ministry of Road Transport and Highways that saves all vehicle registration details in India. Here is the step-by-step guide to checking your status for a bike insurance plan via the VAHAN website.
Step 1: Visit the Vahan Website to check your bike insurance status.
Step 2: Enter the required information, such as your registration number, state, and the nearest regional transport office.
Step 3: Select the ‘Additional Services’ option from the ‘Services’ drop-down menu.
Step 4: Choose the ‘Know Your Vehicle Details’ option.
Step 5: Provide your bike’s registration number, chassis number, engine number and the verification code displayed on the screen.
Step 6: Enter the OTP received on your registered mobile number to view the bike insurance details.
Why Should You Do a Bike Insurance Check?
A bike insurance check is a hassle-free process of researching several insurance providers to know whether you are getting the best coverage concerning the plan. Here are a few reasons why you must do VAHAN insurance check for your bike:
Bike’s Age and Usage
If you ride your bike intensively, you will have to keep watch on the coverage of bike insurance. Furthermore, the age of the bike, along with its long-distance of extensive riding, requires regular checks on insurance for such bikes.
In addition, newer bikes tend to attract higher insurance premiums that decrease with time. With frequent riding, the likelihood of accidents increases, making adequate coverage necessary. Hence, proper insurance gives peace of mind since it provides suitable security cover when required.
Coverage Requirements Changes
So, if you have already bought a bike insurance plan, you will be planning to shift at some point. As bike insurance has been made mandatory by the Motor Vehicles Act of 1988, you must buy the bike insurance policy during the bike purchase.
In addition, you can alter it at any time after purchasing the bike insurance policy according to the specific requirements. For instance, you may change the location you can choose to have the insurance policy changed in such instances to ensure you receive maximum protection. You can have the policy altered further based on the bike’s changes and review the coverage by reviewing the process at regular intervals.
Stay Away from Fines and Penalties
A bike insurance check ensures the validity of your insurance while always ensuring that you stay on the safer side to ride lawfully in India. For instance, bike insurance has become outdated, and due to riding without a proper plan, the authorities might penalise and fine you.
Therefore, you need to check the insurance plan at times so that the policy is valid. Moreover, you have to renew the plan when it has completed a term so that you do not have to face such a fine and penalty. You could also arrange renewal reminders so there are no gaps and you get uninterrupted bike insurance coverage.
Change in the Insurance Provider
If you currently have an insurance policy for your bike, there are many valid reasons why you need to switch the insurance provider. However, there are various things you should know before you switch your insurance provider.
For instance, if you get better insurance coverage, you must compare your current plan with other plans. In addition, an assessment of premium rates from the various insurers ensures that you are overpaying for insurance and get adequate protection for your bike.
Final Words
Henceforth, you need to keep track of your bike insurance status and ensure it is updated. You can also renew the plan before it expires to ensure you ride legally in India. Therefore, you can follow the above steps to check the insurance status of your bike. In addition, by keeping your insurance up to date, you ensure that your coverage aligns with your current needs, complies with legal requirements, and can save you money.
