Satin Creditcare reports ₹162 crore PAT in Q4 FY26, marking 640% YoY growth

Kinjal — Mon, 11 May 2026 11:50:06 +0000

Satin Creditcare Network Limited (SCNL) has announced its audited financial results for the fourth quarter and financial year ended 31st March 2026, reporting a consolidated Profit After Tax (PAT) of ₹162 crores for Q4 FY26, a significant 640% increase compared to the same period last year. This marks the 19th consecutive profitable quarter for the company.

The company’s consolidated assets under management (AUM) reached ₹15,174 crores, reflecting an 18.7% growth year-on-year. Disbursements also saw a substantial rise, amounting to ₹12,514 crores for FY26, up by 17.4% from the previous year. Total revenue for the year stood at ₹3,161 crores, representing a 22.6% increase.

Satin Creditcare’s return on assets (RoA) and return on equity (RoE) for Q4 FY26 were reported at 4.7% and 23.3%, respectively, showcasing significant improvements over the previous year’s figures. The company also maintained a strong capital adequacy ratio of 25.4% as of 31st March 2026.

In terms of asset quality, the company reported a gross non-performing assets (GNPA) ratio of 3.12%, with on-book provisions amounting to ₹273 crores. The company’s collection efficiency for the X bucket remained robust at 99.9% during Q4 FY26.

Satin Creditcare’s subsidiaries also contributed positively to the overall performance. Satin Housing Finance Ltd. reported a 38% year-on-year AUM growth, while Satin Finserv Ltd. achieved a 92.5% increase in AUM, driven by robust disbursements across the MSME and green finance segments.

Dr. HP Singh, Chairman cum Managing Director of Satin Creditcare Network Limited, expressed satisfaction with the company’s performance, highlighting the 19% AUM growth and the strategic value creation from its subsidiaries as key drivers for future improvements in RoA and RoE.

Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).

Satin Housing Finance | Business Upturn

Satin Creditcare reports ₹162 crore PAT in Q4 FY26, marking 640% YoY growth