Home First Finance reports ₹149 crore PAT in Q4FY26 with 42.7% y-o-y growth

Yash Agarwal — Wed, 06 May 2026 12:38:54 +0000

Home First Finance Company India Limited has reported a significant increase in its Profit After Tax (PAT) for the fourth quarter of the fiscal year 2026, reaching ₹149 crore. This marks a 42.7% year-on-year (y-o-y) growth and a 6.6% quarter-on-quarter (q-o-q) increase.

The company’s Assets Under Management (AUM) stood at ₹15,878 crore, reflecting a robust growth of 24.9% y-o-y and 6.4% q-o-q. Disbursements also reached a new high of ₹1,572 crore, showing a y-o-y growth of 23.5% and a q-o-q increase of 19.3%.

Asset quality improved with Gross Non-Performing Assets (GNPA) at 1.8%, a reduction of 20 basis points from the previous quarter. The company reported a Return on Assets (RoA) of 4.1%, up by 60 basis points y-o-y and 10 basis points q-o-q.

During FY26, Home First Finance expanded its network by adding 16 branches and 12 touchpoints, bringing the total to 171 branches and 373 touchpoints. The workforce was strengthened with the addition of 221 employees, increasing the headcount to 1,855.

The company maintained disciplined risk management with a credit cost guidance of 30–40 basis points. It also certified 140 additional homes under its Green Homes initiative, bringing the total to 450 certified homes as of March 2026.

Looking ahead to FY27, Home First Finance aims to achieve approximately 25% y-o-y AUM growth, driven by expansion of its distribution footprint, deeper technology integration, and a strong risk governance framework.

Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).

Manoj Viswanathan | Business Upturn

Home First Finance reports ₹149 crore PAT in Q4FY26 with 42.7% y-o-y growth