Dozens of health insurance companies in the market offer different plans, features, inclusions, and benefits. With so many insurers, choosing the right company might take time and effort. But with Aditya Birla Health Insurance, your task gets easier.
Aditya Birla Health Insurance – a look at the company
Aditya Birla Health Insurance Company was formed as a joint venture between two leading companies – Aditya Birla Capital Limited and Momentum Metropolitan Strategic Investments Private Limited. While the former holds a 51% stake in the company, the latter holds 49%.
Aditya Birla Health Insurance started operations in 2016, and since then, it has insured millions of lives. The company is known for its customer-first approach and provides suitable health insurance solutions to its customers.
Why choose Aditya Birla Health Insurance?
There are multiple reasons why Aditya Birla proves to be the right choice for your health insurance needs. Here are the top five of them –
1. Wide range of plans to choose from
Aditya Birla offers a range of health insurance plans to cater to your coverage needs. Nine indemnity-oriented health plans cover your healthcare expenses in emergencies. A standardized health plan, ‘Aarogya Sanjeevani’, offers basic coverage up to Rs. 5 lakh at affordable premiums.
You can also find the Corona Kavach Plan, a health plan tailored solely to cover COVID-related hospitalisation claims.
Besides these plans, three fixed benefit plans cover specific illnesses or injuries and pay a lump sum benefit. For instance, if you want coverage against cancer, there’s a Cancer Secure Plan. Alternatively, you can opt for the critical illness plan that covers a range of critical illnesses.
Aditya Birla also offers a personal accident policy to cover accidental deaths and disabilities. With a wide range of plans available, the company allows you to fulfil your coverage needs effectively.
2. Innovative coverage features for a comprehensive scope of protection
The company’s plans offer all the basic coverage features along with innovative ones. These innovative benefits add to the scope of the policy and extend its coverage.
Here’s a look at some of the unique coverage benefits that you can find –
- Chronic illnesses covered from the first day
- Home nursing and treatment
- Premium waiver for critical illnesses or disablements
- 150% sum insured reload
- Worldwide coverage in emergencies
- Modern treatments coverage
- Binge refill if the coverage is exhausted
- Dental consultations and investigations
3. Personalised assistance
Due to inadequate knowledge, health insurance can be a technical concept for thousands of people. Aditya Birla Insurance offers personalised assistance when buying the policy and also at the time of claims. When you enter your details online, the company assigns an expert advisor. The advisor helps you understand the policy’s coverage benefits and terms and conditions. This enables you to make an informed choice and buy a suitable plan.
The advisor also details the claim process and the documents required so that you know how to claim in an emergency.
4. Incentive Program
Aditya Birla has introduced a unique concept of HealthReturns. HealthReturns is an innovative concept that rewards you for being healthy. If you engage in healthy activities like exercising, walking, Yoga, Zumba, etc., you can record your activities on the company’s Activ Health App. These activities will earn you points called HealthReturns.
You can accumulate the points and then use them to claim a discount on the renewal premium. Thus, with HealthReturns, the company promotes healthy living, which protects you from illnesses and earns you discounts and savings.
5. Round-the-clock support
You can get complete support from medical professionals whenever you want. Just text your requirement through WhatsApp, and Aditya Birla’s experts will revert to you instantly with the solution. Even at the time of claims, you can call the company’s support center and get assistance with the process and the required documents. This makes claim settlement easier and more convenient.
The Bottom Line
Besides these reasons, Aditya Birla allots a personal Health Coach to help you lead a healthy lifestyle. You get complete guidance on nutrition, health, and lifestyle. Aditya Birla health insurance plans provide holistic coverage and benefits and are, thus, recommended.
So, assess the health plans that Aditya Birla has to offer and then choose the most suitable one for your needs. You have multiple reasons why!