YES Bank has shared provisional financial data for the quarter ending December 31, 2024. The following are the highlights:
Loans & Advances
- As of December 31, 2024: ₹2,45,035 crore
- Quarter-on-Quarter (QoQ) growth: 4.2% (₹2,35,117 crore as of September 30, 2024)
- Year-on-Year (YoY) growth: 12.6% (₹2,17,523 crore as of December 31, 2023)
Deposits
- As of December 31, 2024: ₹2,77,199 crore
- QoQ: Flat (₹2,77,214 crore as of September 30, 2024)
- YoY growth: 14.6% (₹2,41,831 crore as of December 31, 2023)
CASA Deposits (Current Account and Savings Account)
- CASA: ₹91,575 crore
- CASA Ratio: 33.0% (compared to 32.0% in September 2024 and 29.7% in December 2023)
- QoQ growth: 3.4% (₹88,601 crore in September 2024)
- YoY growth: 27.6% (₹71,749 crore in December 2023)
Credit-to-Deposit Ratio
- Current: 88.4%
- Previous quarter: 84.8%
- Previous year: 89.9%
Liquidity Coverage Ratio (LCR)
- Consolidated basis: 133.2% (compared to 132.0% in September 2024 and 118.4% in December 2023)
Note: These provisional figures are subject to approval by the Audit Committee, Board of Directors, and limited review by the statutory auditors of YES Bank. This data reflects YES Bank’s steady performance with strong YoY growth in loans, advances, and deposits, while maintaining robust liquidity and CASA growth.
