IDBI Bank Limited reported a strong set of numbers for the quarter ended March 31, 2025 (Q4 FY25), with net profit rising 26% year-on-year (YoY) to ₹2,051.18 crore, compared to ₹1,628.46 crore in the same period last year.
The bank’s total income for the quarter stood at ₹9,035.29 crore, higher than ₹7,886.64 crore in Q4 FY24. Operating profit surged to ₹3,194.81 crore from ₹2,175.11 crore a year ago, while profit before tax (PBT) rose to ₹2,961.75 crore from ₹2,061.29 crore over the same period.
On the asset quality front, IDBI Bank showed significant improvement. Gross Non-Performing Assets (GNPA) declined to 2.98% in Q4 FY25 from 3.57% in the previous quarter, while Net Non-Performing Assets (NNPA) fell to 0.15% from 0.18% quarter-on-quarter (QoQ).
Meanwhile, the bank’s Net Interest Margin (NIM) stood at 4.00% for Q4 FY25, slightly lower compared to 5.17% in Q3 FY25. Return on Assets (RoA) improved to 2.11% from 1.99% sequentially.
For the full financial year FY25, IDBI Bank posted a net profit of ₹7,515.17 crore, up from ₹5,634.09 crore reported in FY24. Total income for the year came in at ₹33,826.02 crore, compared to ₹30,037.04 crore in the previous year.
The bank’s annual GNPA ratio improved significantly to 2.98% in FY25, down from 4.53% in FY24, while NNPA dropped to 0.15% from 0.34%.
The consistent improvement in asset quality, robust profit growth, and stable margins are seen as positive signals for the bank’s ongoing turnaround journey.
